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Patent # Description
2019/0095935 METHODS AND APPARATUS FOR CONNECTED VEHICLES APPLICATION EFFECTIVENESS ESTIMATION
Some embodiments are directed to a computer system for enabling an implementer to select software for deployment to a vehicle control system. According to one...
2019/0095934 INFORMATION PRESENTATION DEVICE, INFORMATION PRESENTATION SYSTEM, AND INFORMATION PRESENTATION METHOD
An information presentation device includes an acquisition unit that acquires purchase data indicating items purchased in a facility, position information...
2019/0095933 WIRELESS RETAIL STORE BEHAVIOR AND TRACKING ANALYSIS SYSTEM
A shopping analysis system captures, saves, and displays a number of variables related to a shopper's experience, including time spent shopping, path traveled...
2019/0095932 EXTRACTING PRODUCT DRAG EFFECT FROM TRANSACTION RECORDS
A method, computer system, and a computer program product for computing a product drag effect is provided. The present invention may include receiving a...
2019/0095931 METHOD AND SYSTEM OF PROVIDING INFORMATION DURING CONTENT BREAKPOINTS IN A VIRTUAL UNIVERSE
The present invention is directed to a system and method for providing information during content breakpoints in a virtual universe. The system comprises a...
2019/0095930 DIVIDED TRANSMISSION OF GPS COORDINATES
Information associated with a geographic location is encoded, in a format readable by a mobile device including a GPS receiver, into a sideband channel of a...
2019/0095929 UNIFICATION OF WEB PAGE REPORTING AND UPDATING THROUGH A PAGE TAG
A computer-implemented method comprises receiving by one or more computers information indicative of a user's activity with one or more web pages, with the...
2019/0095928 ANTI-DIVERSION, ANTI-COUNTERFEITING PRODUCT PACKAGING
In one aspect, the present invention features an identification tag as described herein. In a related aspect, the invention features packaging for a product...
2019/0095927 Predictive Communication System
The method includes receiving a communication from a customer; identifying a customer profile associated with the customer; accessing account activity data...
2019/0095926 PAYMENT DEVICE AND SYSTEM
A payment method and a payment system are disclosed. After a biological body enters a predetermined range of a payee device, a communication connection is...
2019/0095925 AUTOMATED SENSOR-BASED CUSTOMER IDENTIFICATION AND AUTHORIZATION SYSTEMS WITHIN A PHYSICAL ENVIRONMENT
A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a...
2019/0095924 FAST ACCESS VECTORS IN REAL-TIME BEHAVIORAL PROFILING IN FRAUDULENT FINANCIAL TRANSACTIONS
An artificial intelligence fraud management system comprises real-time analytics process for analyzing the behavior of a user from the transaction events they...
2019/0095923 SYSTEM AND METHOD FOR ENFORCING GRANULAR PRIVACY CONTROLS DURING TRANSACTION FRAUD SCREENING BY A THIRD PARTY
Methods, computer program products, and systems are presented. The methods include customer specific information exchange and an adjustment of the privacy...
2019/0095922 COOPERATIVE FRAUD-DETECTION PROCESSING
A portion of information is cryptographically hashed to obtain a hash value. The hash value is submitted as a search to shared cryptographic cooperatively...
2019/0095921 METHOD AND SYSTEM FOR TRANSACTION SCORING VIA SOCIAL MEDIA INTEGRATION
A method for distributing a travel score includes: storing a plurality of account profiles, each including a primary account number, contact data values, and a...
2019/0095920 SYSTEM AND METHOD FOR ENFORCING GRANULAR PRIVACY CONTROLS DURING TRANSACTION FRAUD SCREENING BY A THIRD PARTY
Methods, computer program products, and systems are presented. The methods include customer specific information exchange and an adjustment of the privacy...
2019/0095919 SYSTEM AND METHOD FOR INTEGRATING CYBER FRAUD INTELLIGENCE AND PAYMENT RISK DECISIONS
The invention relates to a method and system that combines payment data and cyber fraud indicators to identify potential fraud in payment requests from a...
2019/0095918 SYSTEM AND METHOD FOR MANAGING A DATA PROCESS IN A VIRTUAL REALITY SETTING
A computer-implemented system and method for managing a data process in a virtual reality setting are provided. The method may include: receiving electronic...
2019/0095917 SETTLEMENT APPARATUS, SETTLEMENT SYSTEM, SETTLEMENT METHOD, AND NON-TRANSITORY STORAGE MEDIUM
There is provided a settlement apparatus (10) including a balance information acquisition unit (11) that acquires balance information including a balance of an...
2019/0095916 SYSTEMS AND METHODS FOR A PRIVATE SECTOR MONETARY AUTHORITY
Systems and methods are provided for a payment system for use with base money of one or more alternative currencies. Steps may include administering accounts,...
2019/0095915 SYSTEM AND METHOD FOR MANAGING RECURRING PAYMENTS
A system and method for managing a recurring payment between a merchant and a consumer with a recurring payment management (RPM) system as an interface between...
2019/0095914 TRANSACTION INITIATION DETERMINATION SYSTEM UTILIZING TRANSACTION DATA ELEMENTS
Embodiments of the invention directed to systems and methods that allow for determining a transaction initiation mode used to conduct a transaction and...
2019/0095913 ONLINE TRANSACTION INFRASTRUCTURE AND PROCESSES
A method of authorizing payment for an online transaction according to a credit plan using a payment scheme infrastructure. A real and a virtual account number...
2019/0095912 PRE-APPROVAL FINANCIAL TRANSACTION PROVIDING SYSTEM AND METHOD THEREFOR
The present invention relates to providing a financial transaction and, more particularly, to a system and method for proceeding with a financial transaction...
2019/0095911 SYSTEMS AND METHODS FOR LOCATION BASED ACCOUNT INTEGRATION AND ELECTRONIC AUTHENTICATION
Systems and methods for an account integration system include establishing, by a service provider device, a first session with a service provider account...
2019/0095910 SECURE CRYPTOCURRENCY EXCHANGE
An embodiment of a semiconductor package apparatus may include technology to create a first participant enclave, verify a second participant enclave, approve a...
2019/0095909 METHOD AND SYSTEM FOR CONTROLLING THE PERFORMANCE OF A CONTRACT USING A DISTRIBUTED HASH TABLE AND A...
A computer-implemented method (100) and system (1) for controlling the performance of a smart contract. The method includes storing a contract on or in a...
2019/0095908 PRIMARY ACCOUNT NUMBER (PAN) LENGTH ISSUER IDENTIFIER IN PAYMENT ACCOUNT NUMBER DATA FIELD OF A TRANSACTION...
Transaction data is obtained relating to a current purchase transaction. An account indicator is retrieved. The transaction data is used to transform the...
2019/0095907 SECURE OFFLINE TRANSACTION SYSTEM USING DIGITAL TOKENS AND A SECURE LEDGER DATABASE
A payer transaction device enables secure offline transactions using a secure element providing a secure payer account database, a secure ledger database, and...
2019/0095906 Systems and Methods for Coordinating Virtual Wallet Defaults
Systems and methods are provided for use in permitting selection of a virtual wallet default at a communication device by a user associated with the...
2019/0095905 Systems and Methods for Coordinating Virtual Wallet Defaults
Systems and methods are provided for notifying providers associated with virtual wallets that the virtual wallets are default virtual wallets for consumers...
2019/0095904 CONTACTLESS ENABLEMENT AND DISABLEMENT
Devices, systems, and methods for controlling a contactless interface on a dual interface portable device are provided. The methods allow for contactless...
2019/0095903 METHOD AND SYSTEM OF CAPTURING AN IMAGE OF A CARD
A method and a system of capturing an image of a card having a magnetic stripe is provided. The method includes obtaining a first image by an imaging device of...
2019/0095902 SYSTEM AND METHOD OF PROCESSING PAYMENT TRANSACTIONS VIA MOBILE DEVICES
A system and method for securing and processing payment transactions of varying payment transaction types via mobile devices is provided. An adaptive payment...
2019/0095901 PERFORMING TRANSACTIONS WHEN DEVICE HAS LOW BATTERY
In response to detecting that a battery level of a first computing device is below a threshold level, a computer system determines that a second computing...
2019/0095900 SYSTEMS AND METHODS FOR TONE TO TOKEN TELECOMMUNICATIONS PLATFORM
Methods and systems are disclosed for enabling the generation of a token corresponding to a tone generated by a telephony system, comprising receiving one or...
2019/0095899 SEGMENTING MULTIPLE REPAYMENT SCHEMES
A consumer may view a transaction account statement in a GUI. The transaction account issuer may utilize batch processed data and real time data to determine...
2019/0095898 METHODS FOR PROVIDING SYSTEMATIC INTELLIGENCE FOR SELECTING MODE OF PAYMENT AND DEVICES THEREOF
Various systems, methods, and media for facilitating selection of a transaction mode are provided. User identification information, that identifies a user of a...
2019/0095897 INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, NON-TRANSITORY COMPUTER READABLE MEDIUM...
An electronic receipt system includes a mobile terminal in possession of a customer, a POS (Point of Sales) device installed at a store and an electronic...
2019/0095896 SETTLEMENT SYSTEM INCLUDING USER MANAGEMENT SERVER
In accordance with an embodiment, a settlement system includes a register machine performing registration and checkout of commodities to be purchased based on...
2019/0095895 Support Messages Based on Merchant Account Context
A payment processing system for mobile point-of-sale transactions from a mobile point of sale terminal including a payment card reader having a card interface...
2019/0095894 OPEN TICKET PAYMENT HANDLING WITH OFFLINE MODE
A payment handling system may operate to handle payments for the cost of a transaction in which one or more devices operate in an offline mode. The payment...
2019/0095893 POINT OF SALE DEVICE WITH ADDITIONAL SERVICE CAPABILITIES
A point of sale device includes additional hardware, circuitry and instructions to enable additional functionality to allow the point of sale device to request...
2019/0095892 PAYMENT MESSAGE INTERFACE
Systems and methods for providing a payment messaging interface may include receiving, at a computing device comprising a processor, transaction information...
2019/0095891 MIXED SOURCE MEDIA PLAYBACK
Playlists having media items from more than one source are described. Media items in a first library are mapped to media items from an online media item store....
2019/0095890 TOLL-FREE DATA MANAGEMENT
A device can be configured to receive a transmission control protocol (TCP) packet from a user device and determine, based on data included in a header portion...
2019/0095889 SECURE CARDLESS CASH WITHDRAWAL
Methods, systems, and computer program products for secure cardless cash withdrawal are disclosed. For example, a computer-implemented method may include...
2019/0095888 AUTOMATED ENTERPRISE BOT
An autonomous enterprise bot observes video, audio, and operational real-time data for an enterprise. The real-time data is processed and a predicted activity...
2019/0095887 RESOURCE TRANSFERRING METHOD AND APPARATUS
A resource transferring method and apparatus are provided. The method includes receiving a resource transferring request corresponding to a shared specified...
2019/0095886 OPTICAL-SCAN TRIGGERED ELECTRONIC FUNDS TRANSFER FOR PURCHASE TRANSACTION
A transaction request is received. The transaction request includes a merchant identifier. The merchant identifier is for identifying a merchant. The...
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